Orange Beach, Alabama

Orange Beach is a coastal resort city on Alabama's Gulf Coast with a permanent population of about 8,500 people. The community sits at the western end of Baldwin County, bordering the Florida state line, and is known for its high-rise beachfront condos, white sand beaches, and resort-style amenities.

Unlike some beach towns that shut down after summer, Orange Beach is active year-round. The Wharf offers dining, shopping, and entertainment. The marina stays busy with fishing charters. Gulf State Park draws hikers, bikers, and nature lovers. And the beaches are never truly empty.

The city school district is one of the best in Alabama, scoring 98/100 on the state report card. Families appreciate the small class sizes and strong community involvement. For adults, the absence of a city income tax means your paycheck goes a little further.

The cost of living runs about 15% above the national average, with housing being the main driver. Median home prices sit between $353K and $460K, with luxury waterfront properties well above $1M. Condos offer more affordable entry points, starting in the low $200s depending on age, location, and condition.

One thing to know: the "beach tax" is real. HOA fees on beachfront condos can range from $400 to over $1,000 per month. Flood insurance is essential in many areas. And insurance premiums are higher than inland Alabama. I make sure my clients understand the full financial picture before they buy.